Investing in your relationship with money, is it all about behavior?  Your financial health is largely determined by your habits, your feelings, and your thoughts.

The trick is to create healthy habits and think healthy thoughts.  Financial wellbeing is a decision. A decision to create a positive and determined mindset, which will allow you to focus on your financial goals and develop a roadmap to get there.

Here are tips to use to help you develop a healthy mindset and relationship with money:

Try to view money as a tool that you use to create your desired outcomes. Instead of the money creating positive feelings, think of money as the tool that helps you achieve your goals; pay for college, buy a home, and travel.    Becoming more intentional about the way your “money tool” is used is the beginning of a healthy relationship with money.

Understanding the difference between ‘need’ and ‘want’ can help you determine how you use your resource (money) more effectively.   When you break down spending options in this way, it allows you to feel more in control and takes the emotion out of the buying decisions.

“The quickest way to double your money is to fold it in half and put it in your back pocket.”- Will Rogers

Be frugal but don’t allow yourself to get sucked into the scarcity mind set.  Instead of finding ways to cut costs, focus your attention on how to increase your earning potential.  Side hustles are a great way to increase revenue streams and earning potential.  Side hustles also create opportunities that allow you to spend your time generating income in activities that bring you joy.

“You can’t have a million-dollar dream with a minimum-wage work ethic.”-Stephen C. Hogan

You must think big to do big. It really is all about mindset!  Your own limiting beliefs are what hold you back. Choose to lose your limiting beliefs and focus on a good relationship with money, one that has no limits on what you can achieve.

“The only limits you have are the limits you believe”- Wayne Dyer

How you earn and spend your money is unique to you.  Only you can decide what is important. The decisions on how you use money as your tool, will be just as unique.

While you discover what is important to you in how you spend your money, it is just as important to remember that saving is necessary to build your own personal empire.

Some ways you might think about investing your savings, in order to build your empire are:

•    Start your own business or side hustle- it is a great way to add earning potential and decrease your taxable income

•    Education

•    Pay off your debt

•    Invest in stocks

•    Invest in real estate

Control your emotions around money. Suze Orman shares these as the most common feelings surrounding money; shame, fear, and anger.

With the law of attraction, what you think, you attract.  It is essential to let go of the negative and work toward having positive feelings about money. This shift in mindset will attract positive experiences with money. Having positive feelings will also encourage you to become educated about money, learning ways to increase income and manage money in smart ways.

“A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life”-Suze Orman

Building a healthy relationship with money is vital to your building your financial empire. Making the choice to change your mindset and your behaviors, will enable you to find peace with money and focus on the unique things that make you happy.